Straight answers
Frequently asked questions
What WorthNow is, what it is not, and how its decision support is meant to work.
What is WorthNow?
WorthNow is financial decision support. It helps people understand whether a choice makes sense now, what money is actually flexible, and what happens afterward.
Is WorthNow a bank?
No. WorthNow is not a bank, lender, broker, or financial institution.
Does WorthNow move my money?
No. WorthNow is not designed to initiate purchases, transfer funds, or move money autonomously.
Is WorthNow financial advice?
No. Results are educational decision support, not financial, investment, tax, or legal advice.
What is Actually Flexible Money?
It is a view of money that may truly be available after accounting for bills, commitments, reserves, plans, and timing. It is intentionally different from simply showing an account balance.
What happens when WorthNow does not know a number?
The product is designed to keep unknown values visible, show their source or status, and avoid inventing false precision. You may need to add or verify information before relying on a result.
Does financing mean I can afford something?
No. Financing changes payment timing; it does not erase the cost. Interest, fees, recurring obligations, and future flexibility still matter.
Do I have to connect a bank?
No live bank connection is offered today. WorthNow is designed to support useful decisions without making a provider connection mandatory.
Does WorthNow sell my financial data?
No. WorthNow does not sell or rent personal or financial data for advertising and does not create a third-party financial advertising profile.
Can WorthNow decide whether something is a need or want?
No. Context and values differ. WorthNow can help you consider importance and tradeoffs, but it should not impose a moral label on your choice.
What if I disagree with WorthNow?
Review the inputs, assumptions, and protected items. Correct what is wrong, consider what the explanation surfaced, and make your own decision. The user remains in control.
How does WorthNow make money?
WorthNow may later earn affiliate commissions from some products or services. Those economics are designed to remain separate from affordability results and rankings. Read the full commercial transparency page.
What does WorthNow cost?
WorthNow plans a Free tier plus paid Plus and Pro tiers. Prices are planned, not final, and nothing is sold yet; see the pricing page. Whatever the tier, your records, export, and deletion are never held back.
Why “Is it Worth It Now?”
Because a decision can be worthwhile in general and still be wrong for this moment. Timing, obligations, reserves, and what happens next can change the answer.