Security and privacy are product requirements, not add-ons.

Designed around a controlled data path

The intended production design routes financial data through the WorthNow API. The mobile client is not designed to receive raw database credentials. Production controls and provider connections remain subject to commissioning, configuration, testing, and ongoing review.

Least privilege and member authorization

WorthNow’s architecture is designed so services and people receive only the access needed for their role. Workspace and member authorization are intended to keep one person’s data from being available to another person without permission.

Data minimization

We aim to collect and retain only what supports a product function, security, legal obligation, or user request. More data is not automatically better.

Sessions and account control

The product architecture includes revocable sessions and foundations for account export and deletion. These controls will require production verification when live identity is commissioned.

No autonomous money movement

WorthNow is decision support. It is not designed to initiate purchases, transfer funds, or move money on a user’s behalf.

Uncertainty and provenance

Financial inputs can be missing, delayed, estimated, or imported from another source. WorthNow is designed to preserve where information came from and to keep an unknown value unknown rather than silently inventing precision.

How data supports the business

WorthNow does not sell or rent personal or financial data for advertising. Affiliate economics are intended to remain separate from affordability decisions and product ranking. Read how WorthNow may make money.